Where to buy game top-ups with crypto in 2026: direct top-ups, codes, and what publishers allow

What is the difference between a direct top-up and a code?

A direct top-up is credited by the seller to the player ID you type, plus the zone or server for some games. You never touch the publisher's site. A typo can send the currency to someone else, which is why a name check before payment matters.

A code (voucher, pin) is a string you receive and then redeem on the publisher's own page: Moonton's redemption page for Mobile Legends, Garena's redeem page for Free Fire, Midasbuy for PUBG Mobile. You keep control of the last step, but stock is often patchier: Bitrefill's Free Fire codes were sold out on our date.

Which sources do the publishers authorize?

The publishers' own stores, first: Midasbuy for PUBG Mobile and other Tencent games, Garena's shops for Free Fire, HoYoverse's top-up center, NetEase GamesClub for Blood Strike, the COD:M Store. Then distributors that state an official role, such as Codashop and UniPin, and codes redeemed on the publisher's page.

What the publishers say, in their own words:

• PUBG Mobile (notice of 3 June 2021): it "never authorizes any individual or third-party platform to perform intermediary purchases".
• Garena (terms, 29 June 2026): currency "may also be purchased directly from certain authorized third parties".
• Supercell (terms, 6 November 2024): purchases only "from us or our authorized partners".
• Riot (terms): transfers "may only be conducted via services approved or provided by us".

The publisher rules page covers every game we looked at.

Can a grey-market top-up put my account at risk?

Yes, and paying in crypto does not change that. The usual story is simple: currency is bought upstream with stolen cards, the card owner disputes the charge, and the publisher takes the currency back from the account that received it. PUBG Mobile's 2021 notice describes confiscating currency obtained through unofficial channels and heavier penalties for refund abuse. Riot's terms allow suspension when it must refund an unauthorized payment.

Your crypto payment to a shop is final, but the shop's own supply may not be. That is why we buy only through channels each publisher authorizes, and why we leave out games whose publisher allows no intermediary, or sell only the official codes their terms accept. See games we do not sell.

How do I pay a top-up in crypto without mistakes?

1. Pick the network the shop shows. USDT on TRC-20 usually has a low network fee; sending on a different network can lose the funds.
2. Send the exact amount to the address shown, and keep the transaction ID.
3. Check the player ID before you pay. When the game allows it, the checkout shows the player name linked to the ID before you pay, so a typo is caught in time.
4. Know the refund rule. SEAGM states that crypto payments are not refundable; LootBar refunds to its own wallet; at CryptoGameTopUp, If a top-up cannot be completed, its full amount goes back to your balance.
5. Check your country. Paying for goods in crypto is banned in Indonesia, Vietnam, Thailand, Turkey and other countries listed on our countries page.

The crypto payments page walks through a payment step by step.